CCN 105299 · Hillsborough County, Florida
Whispering Oaks
1514 E Chelsea St, Tampa, FL 33610
Whispering Oaks is a 236-bed for-profit nursing home in Tampa, Florida, first certified for Medicare or Medicaid in 1980. CMS rates it 3 out of 5 stars overall in its September 2026 data, and it averaged 229.6 residents a day, about 97% of its certified beds. It has an active FHA-insured Section 232 loan: $8.6 million originally, at 2.83%, with $6.4 million outstanding as of September 30, 2026 and maturity in January 2046.
Facility facts
- Certified beds
- 236
- Average residents per day
- 229.6 (97.3% of beds)
- Ownership type
- For profit - Limited Liability company
- Certification
- Medicare and Medicaid
- Legal business name
- Senior Health-Tnf, LLC
- Certified since
- Jun 1, 1980
- Chain or affiliated group
- Senior Health South (8 facilities, chain average 1.9 stars)
- Location
- Urban
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | Florida median | US median |
|---|---|---|---|
| Overall rating | 3 of 5 | State spread: 89 at 1, 143 at 2, 125 at 3, 156 at 4, 178 at 5 | |
| Health inspections | 2 of 5 | ||
| Quality measures | 5 of 5 | ||
| Staffing | 4 of 5 | ||
| Total nurse hours per resident per day | 3.33 | 3.63 | 3.68 |
| RN hours per resident per day | 0.77 | 0.62 | 0.58 |
| Weekend nurse hours per resident per day | 3.11 | ||
| Nursing staff turnover | 30.9% | 41.9% | 44.9% |
| Occupancy (residents / beds) | 97.3% | 92.2% | 85.7% |
| Fines reported by CMS | None | ||
| Health deficiencies, latest standard survey | 10 (Feb 12, 2026) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). Whispering Oaks meets that part today: 3 stars overall, 2 on health inspections, no abuse icon. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| Senior Health Properties South, IncOrganization | Direct Ownership Interest | 100% | 12/23/2002 |
| Senior Health South-Tampa LLCOrganization | Indirect Ownership Interest | 100% | 11/20/2000 |
| Aegir Health Management LLCOrganization | Operational / Managerial Control | n/a | 09/01/2009 |
| Consulting Support Services, LLCOrganization | Operational / Managerial Control | n/a | 06/28/2011 |
| Facility Support Company, LLCOrganization | Operational / Managerial Control | n/a | 12/13/2010 |
| Kane Financial Services, LLCOrganization | Operational / Managerial Control | n/a | 06/06/2012 |
| Crowe, JulieannIndividual | Operational / Managerial Control | n/a | 05/17/2022 |
| Fitzpatrick, CynthiaIndividual | Operational / Managerial Control | n/a | 10/31/2022 |
Changes of ownership
No change of ownership for this facility appears in the CMS change-of-ownership file, which starts in January 2016.
HUD Section 232 loans
HUD's Office of Healthcare Programs lists these FHA-insured loans for a project we matched to this facility by name, city and bed count. Status, rate and balance come from HUD's insured-mortgage files as of September 30, 2026. Check the FHA number against the loan documents before relying on the match.
| Endorsed | Program | Original amount | Status | FHA number |
|---|---|---|---|---|
| Dec 3, 2015 | 223(f) refinance or purchaseHUD project name: Whispering Oaks, 236 beds. Lender at endorsement: Housing & Healthcare Finc | $8,596,500 | Active: 2.83%, $6,434,590 balanceMatures Jan 1, 2046. Servicer: Newpoint Real Estate Capital | 06722181 |
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.