CCN 145980 · Kane County, Illinois
Pearl of St Charles, the
850 Dunham Rd, St Charles, IL 60174
Pearl of St Charles, the is a 109-bed for-profit nursing home in St Charles, Illinois, first certified for Medicare or Medicaid in 1999. CMS rates it 1 out of 5 stars overall in its September 2026 data, and it averaged 89.3 residents a day, about 82% of its certified beds. We found no FHA-insured Section 232 loan for it in HUD's healthcare endorsement database (fiscal 2001 onward).
Facility facts
- Certified beds
- 109
- Average residents per day
- 89.3 (81.9% of beds)
- Ownership type
- For profit - Limited Liability company
- Certification
- Medicare and Medicaid
- Legal business name
- Pearl of St. Charles, LLC
- Certified since
- Jun 30, 1999
- Chain or affiliated group
- Pearl Healthcare (15 facilities, chain average 2.6 stars)
- Location
- Urban
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | Illinois median | US median |
|---|---|---|---|
| Overall rating | 1 of 5 | State spread: 245 at 1, 112 at 2, 103 at 3, 108 at 4, 93 at 5 | |
| Health inspections | 2 of 5 | ||
| Quality measures | 3 of 5 | ||
| Staffing | 1 of 5 | ||
| Total nurse hours per resident per day | 3.33 | 3.29 | 3.68 |
| RN hours per resident per day | 0.73 | 0.61 | 0.58 |
| Weekend nurse hours per resident per day | 3.00 | ||
| Nursing staff turnover | 59.1% | 43.4% | 44.9% |
| Occupancy (residents / beds) | 81.9% | 76.8% | 85.7% |
| Fines reported by CMS | 3 totaling $41,294 | ||
| Health deficiencies, latest standard survey | 14 (Feb 27, 2025) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). Pearl of St Charles, the does not meet it today: overall rating 1. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| Phc St Charles Holdings LLCOrganization | Direct Ownership Interest | 100% | 12/01/2023 |
| Hooli Operations LLCOrganization | Indirect Ownership Interest | 20% | 12/01/2023 |
| Grinblatt, EliyahuIndividual | Indirect Ownership Interest | 20% | 12/01/2023 |
| 850 Dunham Rd LLCOrganization | Security Interest | n/a | 12/01/2023 |
| Ccg Barbados, LLCOrganization | Security Interest | n/a | 12/01/2023 |
| Cubis, SandraIndividual | Operational / Managerial Control | n/a | 12/01/2023 |
| Grinblatt, EliyahuIndividual | Operational / Managerial Control | n/a | 12/01/2023 |
| Thakkar, JayeshIndividual | Operational / Managerial Control | n/a | 12/01/2023 |
| Zeffren, EitanIndividual | Operational / Managerial Control | n/a | 12/01/2023 |
Changes of ownership
| Effective | Buyer | Seller |
|---|---|---|
| Dec 1, 2023 | Pearl of St. Charles, LLC | St Charles Nh LLC |
HUD Section 232 loans
No FHA-insured loan matching this facility appears in HUD's database of healthcare endorsements, which covers fiscal 2001 onward (HUD data run of July 8, 2026). A loan could still exist under a different project name or from before 2001.
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.