CCN 155290 · Carroll County, Indiana
St Elizabeth Healthcare Center
701 Armory Rd, Delphi, IN 46923
St Elizabeth Healthcare Center is a 64-bed nonprofit nursing home in Delphi, Indiana, first certified for Medicare or Medicaid in 1986. CMS rates it 4 out of 5 stars overall in its September 2026 data, and it averaged 52.6 residents a day, about 82% of its certified beds. It has an active FHA-insured Section 232 loan: $4.1 million originally, at 4.42%, with $3.3 million outstanding as of September 30, 2026 and maturity in May 2044.
Facility facts
- Certified beds
- 64
- Average residents per day
- 52.6 (82.2% of beds)
- Ownership type
- Non profit - Corporation
- Certification
- Medicare and Medicaid
- Legal business name
- Witham Memorial Hospital
- Certified since
- Nov 11, 1986
- Chain or affiliated group
- Trilogy Health Services (127 facilities, chain average 4.2 stars)
- Location
- Urban
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | Indiana median | US median |
|---|---|---|---|
| Overall rating | 4 of 5 | State spread: 90 at 1, 99 at 2, 83 at 3, 113 at 4, 119 at 5 | |
| Health inspections | 3 of 5 | ||
| Quality measures | 5 of 5 | ||
| Staffing | 2 of 5 | ||
| Total nurse hours per resident per day | 3.25 | 3.55 | 3.68 |
| RN hours per resident per day | 0.83 | 0.60 | 0.58 |
| Weekend nurse hours per resident per day | 2.71 | ||
| Nursing staff turnover | 54.1% | 45.3% | 44.9% |
| Occupancy (residents / beds) | 82.2% | 78.6% | 85.7% |
| Fines reported by CMS | None | ||
| Health deficiencies, latest standard survey | 7 (Mar 11, 2026) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). St Elizabeth Healthcare Center meets that part today: 4 stars overall, 3 on health inspections, no abuse icon. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| Witham Memorial HospitalOrganization | Direct Ownership Interest | 100% | 05/01/2015 |
| Lument Real Estate Capital LLCOrganization | Mortgage Interest | n/a | 01/01/2023 |
| Trilogy Healthcare of Carroll, LLCOrganization | Operational / Managerial Control | n/a | 05/01/2015 |
| Dyrek, ShellyIndividual | Operational / Managerial Control | n/a | 09/08/2025 |
| Thomas, JohnIndividual | Operational / Managerial Control | n/a | 09/08/2025 |
In its Medicare enrollment record, the facility reported a real estate investment trust owner: American Healthcare REIT Inc, Trilogy Real Estate Investment Trust. Those flags are self-reported to CMS and many PE and REIT ties go unflagged.
Holders of a 5% or greater mortgage interest reported in the enrollment record: Lument Real Estate Capital LLC.
Changes of ownership
No change of ownership for this facility appears in the CMS change-of-ownership file, which starts in January 2016.
HUD Section 232 loans
HUD's Office of Healthcare Programs lists these FHA-insured loans for a project we matched to this facility by name, city and bed count. Status, rate and balance come from HUD's insured-mortgage files as of September 30, 2026. Check the FHA number against the loan documents before relying on the match.
| Endorsed | Program | Original amount | Status | FHA number |
|---|---|---|---|---|
| Oct 17, 2017 | 241(a) supplemental loanHUD project name: Trilogy - St. Elizabeth's Healthcare, 96 beds. Lender at endorsement: Lancaster Pollard Mtge Co | $4,145,900 | Active: 4.42%, $3,323,153 balanceMatures May 1, 2044. Servicer: Lument Real Estate Capital | 07310032 |
| Apr 29, 2014 | 223(f) refinance or purchaseHUD project name: St. Elizabeth Healthcare, 64 beds. Lender at endorsement: Lancaster Pollard Mtge Co | $6,000,000 | Active: 3.83%, $4,326,097 balanceMatures May 1, 2044. Servicer: Lument Real Estate Capital | 07322235 |
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.