CCN 155344 · La Porte County, Indiana
Life Care Center of Michigan City
802 US Highway 20 East, Michigan City, IN 46360
Life Care Center of Michigan City is a 120-bed for-profit nursing home in Michigan City, Indiana, first certified for Medicare or Medicaid in 1989. CMS rates it 3 out of 5 stars overall in its September 2026 data, and it averaged 90.8 residents a day, about 76% of its certified beds. HUD's healthcare database shows an FHA-insured Section 232 loan for a project matching this facility, most recently $5.3 million in April 2002 (223(f) refinance or purchase), and none of them appears in HUD's active-loan file.
Facility facts
- Certified beds
- 120
- Average residents per day
- 90.8 (75.7% of beds)
- Ownership type
- For profit - Individual
- Certification
- Medicare and Medicaid
- Legal business name
- Hendricks County Hospital
- Certified since
- Nov 18, 1989
- Chain or affiliated group
- Life Care Centers of America (194 facilities, chain average 3.4 stars)
- Location
- Urban
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | Indiana median | US median |
|---|---|---|---|
| Overall rating | 3 of 5 | State spread: 90 at 1, 99 at 2, 83 at 3, 113 at 4, 119 at 5 | |
| Health inspections | 2 of 5 | ||
| Quality measures | 5 of 5 | ||
| Staffing | 2 of 5 | ||
| Total nurse hours per resident per day | 3.58 | 3.55 | 3.68 |
| RN hours per resident per day | 0.54 | 0.60 | 0.58 |
| Weekend nurse hours per resident per day | 3.15 | ||
| Nursing staff turnover | 46.2% | 45.3% | 44.9% |
| Occupancy (residents / beds) | 75.7% | 78.6% | 85.7% |
| Fines reported by CMS | None | ||
| Health deficiencies, latest standard survey | 12 (Aug 8, 2025) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). Life Care Center of Michigan City meets that part today: 3 stars overall, 2 on health inspections, no abuse icon. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| Life Care Centers of America, Inc.Organization | Operational / Managerial Control | n/a | 10/01/2018 |
| Michigan City Medical Investors Limited PartnershipOrganization | Operational / Managerial Control | n/a | 10/01/2018 |
| Agarwal, BikashIndividual | Operational / Managerial Control | n/a | 10/01/2019 |
| Fenoughty, DeannaIndividual | Operational / Managerial Control | n/a | 07/10/2023 |
| Fletcher, ToddIndividual | Operational / Managerial Control | n/a | 10/01/2018 |
| Henry, TerryIndividual | Operational / Managerial Control | n/a | 10/01/2018 |
| Lay, LisaIndividual | Operational / Managerial Control | n/a | 10/01/2018 |
| Phillips, TerriIndividual | Operational / Managerial Control | n/a | 10/01/2018 |
| Preston, AubreyIndividual | Operational / Managerial Control | n/a | 10/01/2018 |
| Preston, ForrestIndividual | Operational / Managerial Control | n/a | 10/01/2018 |
| Swanker, RichardIndividual | Operational / Managerial Control | n/a | 10/01/2018 |
| Thurmond, JoanIndividual | Operational / Managerial Control | n/a | 10/01/2018 |
| Ziegler, JamesIndividual | Operational / Managerial Control | n/a | 10/01/2018 |
Changes of ownership
No change of ownership for this facility appears in the CMS change-of-ownership file, which starts in January 2016.
HUD Section 232 loans
HUD's Office of Healthcare Programs lists these FHA-insured loans for a project we matched to this facility by name, city and bed count. Status, rate and balance come from HUD's insured-mortgage files as of September 30, 2026. Check the FHA number against the loan documents before relying on the match.
| Endorsed | Program | Original amount | Status | FHA number |
|---|---|---|---|---|
| Apr 29, 2002 | 223(f) refinance or purchaseHUD project name: Life Care Center of Michigan City, 109 beds. Lender at endorsement: Capital Funding Group | $5,270,000 | Ended Mar 18, 2011Prepayment | 07322021 |
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.