CCN 155841 · Hamilton County, Indiana
Copper Trace Health & Living Community
1250 W 146th Street, Westfield, IN 46074
Copper Trace Health & Living Community is a 104-bed government-owned nursing home in Westfield, Indiana, first certified for Medicare or Medicaid in 2015. CMS rates it 3 out of 5 stars overall in its September 2026 data, and it averaged 99.3 residents a day, about 96% of its certified beds. It has an active FHA-insured Section 232 loan: $19.2 million originally, at 2.26%, with $16.9 million outstanding as of September 30, 2026 and maturity in September 2055.
Facility facts
- Certified beds
- 104
- Average residents per day
- 99.3 (95.5% of beds)
- Ownership type
- Government - County
- Certification
- Medicare and Medicaid
- Legal business name
- Riverview Hospital
- Certified since
- Dec 3, 2015
- Chain or affiliated group
- Cardon & Associates (19 facilities, chain average 3.7 stars)
- Location
- Urban
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | Indiana median | US median |
|---|---|---|---|
| Overall rating | 3 of 5 | State spread: 90 at 1, 99 at 2, 83 at 3, 113 at 4, 119 at 5 | |
| Health inspections | 3 of 5 | ||
| Quality measures | 4 of 5 | ||
| Staffing | 3 of 5 | ||
| Total nurse hours per resident per day | 3.56 | 3.55 | 3.68 |
| RN hours per resident per day | 0.61 | 0.60 | 0.58 |
| Weekend nurse hours per resident per day | 3.11 | ||
| Nursing staff turnover | 68.1% | 45.3% | 44.9% |
| Occupancy (residents / beds) | 95.5% | 78.6% | 85.7% |
| Fines reported by CMS | None | ||
| Health deficiencies, latest standard survey | 7 (Dec 18, 2025) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). Copper Trace Health & Living Community meets that part today: 3 stars overall, 3 on health inspections, no abuse icon. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| Riverview HospitalOrganization | Direct Ownership Interest | 100% | 10/01/2017 |
| Vium Capital LLCOrganization | Mortgage Interest | n/a | 05/01/2021 |
| Cardon and Associates IncOrganization | Operational / Managerial Control | n/a | 08/23/2013 |
| Cardon Management Company LLCOrganization | Operational / Managerial Control | n/a | 12/01/2011 |
| Moore Operating Group IncOrganization | Operational / Managerial Control | n/a | 05/18/2020 |
| Balla, MatthewIndividual | Operational / Managerial Control | n/a | 05/23/2022 |
| Cattell, ZacharyIndividual | Operational / Managerial Control | n/a | 04/25/2022 |
| Fauth, KendraIndividual | Operational / Managerial Control | n/a | 12/26/2021 |
| Gormal, GreggIndividual | Operational / Managerial Control | n/a | 10/01/2016 |
| Guitierrez, MeganIndividual | Operational / Managerial Control | n/a | 07/29/2024 |
| Haug, AmyIndividual | Operational / Managerial Control | n/a | 01/04/2022 |
| Hyatt, DavidIndividual | Operational / Managerial Control | n/a | 03/27/2023 |
| Karner, JimIndividual | Operational / Managerial Control | n/a | 06/18/2012 |
| Lopossa, LynnIndividual | Operational / Managerial Control | n/a | 12/17/2023 |
Holders of a 5% or greater mortgage interest reported in the enrollment record: Vium Capital LLC.
Changes of ownership
No change of ownership for this facility appears in the CMS change-of-ownership file, which starts in January 2016.
HUD Section 232 loans
HUD's Office of Healthcare Programs lists these FHA-insured loans for a project we matched to this facility by name, city and bed count. Status, rate and balance come from HUD's insured-mortgage files as of September 30, 2026. Check the FHA number against the loan documents before relying on the match.
| Endorsed | Program | Original amount | Status | FHA number |
|---|---|---|---|---|
| Aug 27, 2020 | 223(f) refinance or purchaseHUD project name: Copper Trace Health and Living Community, 140 beds. Lender at endorsement: Merchants Capital Corp. | $19,200,000 | Active: 2.26%, $16,886,394 balanceMatures Sep 1, 2055. Servicer: Vium Capital Mortgage LLC | 07322323 |
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.