CCN 215232 · Garrett County, Maryland
Oakland Nursing & Rehabilitation Center
706 East Alder Street, Oakland, MD 21550
Oakland Nursing & Rehabilitation Center is a 100-bed for-profit nursing home in Oakland, Maryland, first certified for Medicare or Medicaid in 1991. CMS rates it 1 out of 5 stars overall in its September 2026 data, and it averaged 55.1 residents a day, about 55% of its certified beds. It has an active FHA-insured Section 232 loan: $9.7 million originally, at 3.50%, with $8.2 million outstanding as of September 30, 2026 and maturity in July 2049.
Facility facts
- Certified beds
- 100
- Average residents per day
- 55.1 (55.1% of beds)
- Ownership type
- For profit - Limited Liability company
- Certification
- Medicare and Medicaid
- Legal business name
- Oakland Health Care LLC
- Certified since
- Aug 1, 1991
- Chain or affiliated group
- Fundamental Healthcare (66 facilities, chain average 2.5 stars)
- Location
- Rural
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | Maryland median | US median |
|---|---|---|---|
| Overall rating | 1 of 5 | State spread: 33 at 1, 43 at 2, 46 at 3, 43 at 4, 54 at 5 | |
| Health inspections | 2 of 5 | ||
| Quality measures | 1 of 5 | ||
| Staffing | 1 of 5 | ||
| Total nurse hours per resident per day | 3.16 | 3.60 | 3.68 |
| RN hours per resident per day | 0.36 | 0.70 | 0.58 |
| Weekend nurse hours per resident per day | 2.85 | ||
| Nursing staff turnover | 45.3% | 41.5% | 44.9% |
| Occupancy (residents / beds) | 55.1% | 89.0% | 85.7% |
| Fines reported by CMS | 2 totaling $16,559 | ||
| Health deficiencies, latest standard survey | 25 (Dec 12, 2025) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). Oakland Nursing & Rehabilitation Center does not meet it today: overall rating 1. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| Maryland Long Term Care LLCOrganization | Indirect Ownership Interest | 100% | 03/18/2016 |
Changes of ownership
No change of ownership for this facility appears in the CMS change-of-ownership file, which starts in January 2016.
HUD Section 232 loans
HUD's Office of Healthcare Programs lists these FHA-insured loans for a project we matched to this facility by name, city and bed count. Status, rate and balance come from HUD's insured-mortgage files as of September 30, 2026. Check the FHA number against the loan documents before relying on the match.
| Endorsed | Program | Original amount | Status | FHA number |
|---|---|---|---|---|
| Jun 26, 2019 | 223(f) refinance or purchaseHUD project name: Cardinal - Oakland Nursing & Rehabilitation Center, 100 beds. Lender at endorsement: Capital Funding LLC | $9,736,000 | Active: 3.50%, $8,240,751 balanceMatures Jul 1, 2049. Servicer: Capital Funding LLC | 05222118 |
| Jan 17, 2012 | 223(a)(7) refinance of a 223(f) loanHUD project name: Oakland Nursing and Rehabilitation Center, 90 beds. Lender at endorsement: Wells Fargo Bank NA | $4,047,000 | Ended Jan 13, 2017Prepayment | 05222062 |
| Nov 7, 2007 | 223(f) refinance or purchaseHUD project name: Oakland Nursing and Rehabilitation Center, 100 beds. Lender at endorsement: Capital Funding Group | $4,047,000 | Ended Jan 18, 2012Prepayment | 05222034 |
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.