CCN 215233 · Harford County, Maryland
Sterling Care Riverside
1123 Belcamp Garth, Belcamp, MD 21017
Sterling Care Riverside is a 129-bed for-profit nursing home in Belcamp, Maryland, first certified for Medicare or Medicaid in 1992. CMS rates it 5 out of 5 stars overall in its September 2026 data, and it averaged 108.8 residents a day, about 84% of its certified beds. It has an active FHA-insured Section 232 loan: $21.4 million originally, at 2.25%, with $19 million outstanding as of September 30, 2026 and maturity in March 2056.
Facility facts
- Certified beds
- 129
- Average residents per day
- 108.8 (84.3% of beds)
- Ownership type
- For profit - Limited Liability company
- Certification
- Medicare and Medicaid
- Legal business name
- Riverside SNF Operator, LLC
- Certified since
- May 1, 1992
- Chain or affiliated group
- Sterling Care (6 facilities, chain average 4.3 stars)
- Location
- Urban
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | Maryland median | US median |
|---|---|---|---|
| Overall rating | 5 of 5 | State spread: 33 at 1, 43 at 2, 46 at 3, 43 at 4, 54 at 5 | |
| Health inspections | 4 of 5 | ||
| Quality measures | 5 of 5 | ||
| Staffing | 2 of 5 | ||
| Total nurse hours per resident per day | 3.78 | 3.60 | 3.68 |
| RN hours per resident per day | 0.69 | 0.70 | 0.58 |
| Weekend nurse hours per resident per day | 3.14 | ||
| Nursing staff turnover | 53.2% | 41.5% | 44.9% |
| Occupancy (residents / beds) | 84.3% | 89.0% | 85.7% |
| Fines reported by CMS | 1 totaling $4,194 | ||
| Health deficiencies, latest standard survey | 12 (Aug 25, 2025) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). Sterling Care Riverside meets that part today: 5 stars overall, 4 on health inspections, no abuse icon. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| Ro Holdings, LLCOrganization | Direct Ownership Interest | 100% | 05/01/2019 |
Changes of ownership
| Effective | Buyer | Seller |
|---|---|---|
| May 1, 2019 | Riverside SNF Operator, LLC | Fallston Nursing & Rehabilitation Center Inc |
HUD Section 232 loans
HUD's Office of Healthcare Programs lists these FHA-insured loans for a project we matched to this facility by name, city and bed count. Status, rate and balance come from HUD's insured-mortgage files as of September 30, 2026. Check the FHA number against the loan documents before relying on the match.
| Endorsed | Program | Original amount | Status | FHA number |
|---|---|---|---|---|
| Feb 23, 2021 | 223(f) refinance or purchaseHUD project name: Sterling Care Riverside, 127 beds. Lender at endorsement: Housing & Healthcare Finc | $21,368,000 | Active: 2.25%, $19,017,314 balanceMatures Mar 1, 2056. Servicer: Newpoint Real Estate Capital | 05222134 |
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.