CCN 215262 · Kent County, Maryland
Resorts at Chester River Manor Corp
200 Morgnec Road, Chestertown, MD 21620
Resorts at Chester River Manor Corp is a 98-bed for-profit nursing home in Chestertown, Maryland, first certified for Medicare or Medicaid in 1994. CMS rates it 3 out of 5 stars overall in its September 2026 data, and it averaged 95.2 residents a day, about 97% of its certified beds. It has an active FHA-insured Section 232 loan: $10.5 million originally, at 2.39%, with $8.9 million outstanding as of September 30, 2026 and maturity in August 2050.
Facility facts
- Certified beds
- 98
- Average residents per day
- 95.2 (97.1% of beds)
- Ownership type
- For profit - Corporation
- Certification
- Medicare and Medicaid
- Legal business name
- Resorts at Chester River Manor Corp
- Certified since
- Feb 4, 1994
- Chain or affiliated group
- None listed by CMS
- Location
- Rural
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | Maryland median | US median |
|---|---|---|---|
| Overall rating | 3 of 5 | State spread: 33 at 1, 43 at 2, 46 at 3, 43 at 4, 54 at 5 | |
| Health inspections | 3 of 5 | ||
| Quality measures | 4 of 5 | ||
| Staffing | 4 of 5 | ||
| Total nurse hours per resident per day | 3.56 | 3.60 | 3.68 |
| RN hours per resident per day | 0.69 | 0.70 | 0.58 |
| Weekend nurse hours per resident per day | 3.47 | ||
| Nursing staff turnover | 16.7% | 41.5% | 44.9% |
| Occupancy (residents / beds) | 97.1% | 89.0% | 85.7% |
| Fines reported by CMS | None | ||
| Health deficiencies, latest standard survey | 17 (Dec 16, 2025) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). Resorts at Chester River Manor Corp meets that part today: 3 stars overall, 3 on health inspections, no abuse icon. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| Rosenberg, MindyIndividual | Direct Ownership Interest | 100% | 06/01/2018 |
| 200 Morgnec Rd LLCOrganization | Mortgage Interest | n/a | 07/01/2018 |
| Rosenberg, ZviIndividual | Mortgage Interest | n/a | 07/01/2018 |
| 200 Morgnec Rd LLCOrganization | Security Interest | n/a | 07/01/2018 |
| Rosenberg, ZviIndividual | Security Interest | n/a | 07/01/2018 |
| Fleurancois, NancyIndividual | Operational / Managerial Control | n/a | 01/01/2025 |
| Seitz, StewartIndividual | Operational / Managerial Control | n/a | 07/01/2018 |
Holders of a 5% or greater mortgage interest reported in the enrollment record: 200 Morgnec Rd LLC, Zvi Rosenberg.
Changes of ownership
| Effective | Buyer | Seller |
|---|---|---|
| Jun 1, 2018 | Resorts at Chester River Manor Corp | Chester River Manor Inc |
HUD Section 232 loans
HUD's Office of Healthcare Programs lists these FHA-insured loans for a project we matched to this facility by name, city and bed count. Status, rate and balance come from HUD's insured-mortgage files as of September 30, 2026. Check the FHA number against the loan documents before relying on the match.
| Endorsed | Program | Original amount | Status | FHA number |
|---|---|---|---|---|
| Jul 31, 2020 | 223(f) refinance or purchaseHUD project name: Resorts at Chester River Manor, 98 beds. Lender at endorsement: Housing & Healthcare Finc | $10,476,000 | Active: 2.39%, $8,911,582 balanceMatures Aug 1, 2050. Servicer: Newpoint Real Estate Capital | 05222129 |
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.