CCN 345543 · Davie County, North Carolina
Bermuda Commons Nursing and Rehabilitation Center
316 NC Highway 801 South, Advance, NC 27006
Bermuda Commons Nursing and Rehabilitation Center is a 117-bed for-profit nursing home in Advance, North Carolina, first certified for Medicare or Medicaid in 2008. CMS rates it 3 out of 5 stars overall in its September 2026 data, and it averaged 108.5 residents a day, about 93% of its certified beds. It has an active FHA-insured Section 232 loan: $6 million originally, at 3.14%, with $4.5 million outstanding as of September 30, 2026 and maturity in June 2048.
Facility facts
- Certified beds
- 117
- Average residents per day
- 108.5 (92.7% of beds)
- Ownership type
- For profit - Limited Liability company
- Certification
- Medicare and Medicaid
- Legal business name
- Liberty Healthcare Group LLC
- Certified since
- Feb 18, 2008
- Chain or affiliated group
- Liberty Senior Living (37 facilities, chain average 2.8 stars)
- Location
- Urban
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | North Carolina median | US median |
|---|---|---|---|
| Overall rating | 3 of 5 | State spread: 91 at 1, 83 at 2, 85 at 3, 75 at 4, 81 at 5 | |
| Health inspections | 3 of 5 | ||
| Quality measures | 2 of 5 | ||
| Staffing | 2 of 5 | ||
| Total nurse hours per resident per day | 3.17 | 3.53 | 3.68 |
| RN hours per resident per day | 0.36 | 0.51 | 0.58 |
| Weekend nurse hours per resident per day | 2.89 | ||
| Nursing staff turnover | 41.0% | 48.6% | 44.9% |
| Occupancy (residents / beds) | 92.7% | 87.4% | 85.7% |
| Fines reported by CMS | 1 totaling $13,348 | ||
| Health deficiencies, latest standard survey | 0 (Apr 29, 2026) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). Bermuda Commons Nursing and Rehabilitation Center meets that part today: 3 stars overall, 3 on health inspections, no abuse icon. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| McNeill, JohnIndividual | Direct Ownership Interest | n/a | 05/02/2007 |
| McNeill, RonaldIndividual | Direct Ownership Interest | n/a | 05/02/2007 |
| Calcutt, JosephIndividual | Operational / Managerial Control | n/a | 03/10/2011 |
| Gephardt, AugustIndividual | Operational / Managerial Control | n/a | 04/01/2025 |
| Henderson, RebeccaIndividual | Operational / Managerial Control | n/a | 04/01/2025 |
Changes of ownership
No change of ownership for this facility appears in the CMS change-of-ownership file, which starts in January 2016.
HUD Section 232 loans
HUD's Office of Healthcare Programs lists these FHA-insured loans for a project we matched to this facility by name, city and bed count. Status, rate and balance come from HUD's insured-mortgage files as of September 30, 2026. Check the FHA number against the loan documents before relying on the match.
| Endorsed | Program | Original amount | Status | FHA number |
|---|---|---|---|---|
| May 29, 2013 | 223(f) refinance or purchaseHUD project name: Bermuda Commons Nursing & Rehab Center, 93 beds. Lender at endorsement: Capital Funding LLC | $6,019,900 | Active: 3.14%, $4,466,920 balanceMatures Jun 1, 2048. Servicer: Capital Funding LLC | 05322119 |
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.