CCN 415120 · Washington County, Rhode Island
Apple Rehab Clipper
161 Post Road, Westerly, RI 02891
Apple Rehab Clipper is a 60-bed for-profit nursing home in Westerly, Rhode Island, first certified for Medicare or Medicaid in 1996. CMS rates it 4 out of 5 stars overall in its September 2026 data, and it averaged 47.4 residents a day, about 79% of its certified beds. It has an active FHA-insured Section 232 loan: $3.4 million originally, at 3.51%, with $2.7 million outstanding as of September 30, 2026 and maturity in January 2047.
Facility facts
- Certified beds
- 60
- Average residents per day
- 47.4 (79.0% of beds)
- Ownership type
- For profit - Limited Liability company
- Certification
- Medicare and Medicaid
- Legal business name
- The Clipper Home Inc
- Certified since
- Feb 26, 1996
- Chain or affiliated group
- Apple Rehab (20 facilities, chain average 2.4 stars)
- Location
- Urban
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | Rhode Island median | US median |
|---|---|---|---|
| Overall rating | 4 of 5 | State spread: 13 at 1, 21 at 2, 7 at 3, 20 at 4, 10 at 5 | |
| Health inspections | 4 of 5 | ||
| Quality measures | 3 of 5 | ||
| Staffing | 4 of 5 | ||
| Total nurse hours per resident per day | 3.16 | 3.58 | 3.68 |
| RN hours per resident per day | 1.04 | 0.72 | 0.58 |
| Weekend nurse hours per resident per day | 2.92 | ||
| Nursing staff turnover | 42.0% | 39.3% | 44.9% |
| Occupancy (residents / beds) | 79.0% | 89.9% | 85.7% |
| Fines reported by CMS | 2 totaling $238,831 | ||
| Health deficiencies, latest standard survey | 4 (May 29, 2026) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). Apple Rehab Clipper meets that part today: 4 stars overall, 4 on health inspections, no abuse icon. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| Foley, BrianIndividual | Direct Ownership Interest | 100% | 05/02/1994 |
| Orix Real Estate Capital LLCOrganization | Mortgage Interest | n/a | 01/01/2021 |
| Vess, RyanIndividual | Operational / Managerial Control | n/a | 03/15/2013 |
Holders of a 5% or greater mortgage interest reported in the enrollment record: Orix Real Estate Capital LLC.
Changes of ownership
No change of ownership for this facility appears in the CMS change-of-ownership file, which starts in January 2016.
HUD Section 232 loans
HUD's Office of Healthcare Programs lists these FHA-insured loans for a project we matched to this facility by name, city and bed count. Status, rate and balance come from HUD's insured-mortgage files as of September 30, 2026. Check the FHA number against the loan documents before relying on the match.
| Endorsed | Program | Original amount | Status | FHA number |
|---|---|---|---|---|
| Dec 7, 2016 | 223(f) refinance or purchaseHUD project name: Apple Rehab - The Clipper Home, 60 beds. Lender at endorsement: Lancaster Pollard Mtge Co | $3,388,000 | Active: 3.51%, $2,654,167 balanceMatures Jan 1, 2047. Servicer: Lument Real Estate Capital | 01622027 |
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.