CCN 445244 · Bradley County, Tennessee
Life Care Center of Cleveland
3530 Keith St NW, Cleveland, TN 37311
Life Care Center of Cleveland is a 142-bed for-profit nursing home in Cleveland, Tennessee, first certified for Medicare or Medicaid in 1989. CMS rates it 2 out of 5 stars overall in its September 2026 data, and it averaged 91.4 residents a day, about 64% of its certified beds. It has an active FHA-insured Section 232 loan: $7.4 million originally, at 3.35%, with $3.6 million outstanding as of September 30, 2026 and maturity in May 2035.
Facility facts
- Certified beds
- 142
- Average residents per day
- 91.4 (64.4% of beds)
- Ownership type
- For profit - Corporation
- Certification
- Medicare and Medicaid
- Legal business name
- Life Care Centers of America, Inc.
- Certified since
- Dec 19, 1989
- Chain or affiliated group
- Life Care Centers of America (194 facilities, chain average 3.4 stars)
- Location
- Urban
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | Tennessee median | US median |
|---|---|---|---|
| Overall rating | 2 of 5 | State spread: 58 at 1, 53 at 2, 65 at 3, 68 at 4, 56 at 5 | |
| Health inspections | 2 of 5 | ||
| Quality measures | 4 of 5 | ||
| Staffing | 3 of 5 | ||
| Total nurse hours per resident per day | 3.73 | 3.64 | 3.68 |
| RN hours per resident per day | 0.70 | 0.54 | 0.58 |
| Weekend nurse hours per resident per day | 3.16 | ||
| Nursing staff turnover | 32.9% | 50.0% | 44.9% |
| Occupancy (residents / beds) | 64.4% | 77.7% | 85.7% |
| Fines reported by CMS | None | ||
| Health deficiencies, latest standard survey | 7 (Dec 17, 2025) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). Life Care Center of Cleveland meets that part today: 2 stars overall, 2 on health inspections, no abuse icon. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| Life Care Centers of America, Inc.Organization | Operational / Managerial Control | n/a | 03/01/1985 |
Changes of ownership
No change of ownership for this facility appears in the CMS change-of-ownership file, which starts in January 2016.
HUD Section 232 loans
HUD's Office of Healthcare Programs lists these FHA-insured loans for a project we matched to this facility by name, city and bed count. Status, rate and balance come from HUD's insured-mortgage files as of September 30, 2026. Check the FHA number against the loan documents before relying on the match.
| Endorsed | Program | Original amount | Status | FHA number |
|---|---|---|---|---|
| Apr 25, 2013 | 223(a)(7) refinance of a 223(f) loanHUD project name: Life Care Center of Cleveland, 130 beds. Lender at endorsement: Capital Funding LLC | $7,397,900 | Active: 3.35%, $3,574,024 balanceMatures May 1, 2035. Servicer: Capital Funding LLC | 08722028 |
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.