CCN 515165 · Webster County, West Virginia
Webster Healthcare Center
411 Erbacon Road, Cowen, WV 26206
Webster Healthcare Center is a 60-bed for-profit nursing home in Cowen, West Virginia, first certified for Medicare or Medicaid in 1998. CMS rates it 5 out of 5 stars overall in its September 2026 data, and it averaged 57.5 residents a day, about 96% of its certified beds. It has an active FHA-insured Section 232 loan: $18.2 million originally, at 6.28%, with $18.2 million outstanding as of September 30, 2026 and maturity in July 2061.
Facility facts
- Certified beds
- 60
- Average residents per day
- 57.5 (95.8% of beds)
- Ownership type
- For profit - Corporation
- Certification
- Medicare and Medicaid
- Legal business name
- Erbacon Leasing Co., LLC
- Certified since
- Nov 6, 1998
- Chain or affiliated group
- Communicare Health (110 facilities, chain average 3.2 stars)
- Location
- Rural
Ratings and staffing
Star ratings run from 1 to 5. Staffing is nurse hours per resident per day from CMS Payroll Based Journal data; turnover is the CMS annual nursing staff turnover rate. Occupancy is CMS's average daily census divided by certified beds.
| Measure | This facility | West Virginia median | US median |
|---|---|---|---|
| Overall rating | 5 of 5 | State spread: 25 at 1, 18 at 2, 29 at 3, 29 at 4, 21 at 5 | |
| Health inspections | 5 of 5 | ||
| Quality measures | 5 of 5 | ||
| Staffing | 3 of 5 | ||
| Total nurse hours per resident per day | 3.72 | 3.48 | 3.68 |
| RN hours per resident per day | 0.64 | 0.67 | 0.58 |
| Weekend nurse hours per resident per day | 3.22 | ||
| Nursing staff turnover | 49.0% | 43.2% | 44.9% |
| Occupancy (residents / beds) | 95.8% | 94.5% | 85.7% |
| Fines reported by CMS | None | ||
| Health deficiencies, latest standard survey | 4 (Feb 26, 2026) | ||
HUD 223(f) Express Lane: the CMS part
HUD gives 223(f) applications queue priority when the facility has CMS overall and health inspection ratings of at least 2 stars and no abuse icon, among other tests (ORCF criteria of March 31, 2026). Webster Healthcare Center meets that part today: 5 stars overall, 5 on health inspections, no abuse icon. The loan-to-value, coverage and operator tests depend on the deal. All the criteria.
Who owns and operates it
These are the owners and operators the facility reported to CMS: anyone with a 5% or greater direct or indirect stake, and any organization with operational or managerial control.
| Name | Role | Share | Since |
|---|---|---|---|
| Zenith Holdings Op Co., LLCOrganization | Direct Ownership Interest | 100% | 04/14/2023 |
| Erbacon Mgt Co., LLCOrganization | Operational / Managerial Control | n/a | 04/14/2023 |
| Amick, SandraIndividual | Operational / Managerial Control | n/a | 11/04/2023 |
| Groves, DonnaIndividual | Operational / Managerial Control | n/a | 04/14/2023 |
| Romeo, DominicIndividual | Operational / Managerial Control | n/a | 04/14/2023 |
| Trenbath, RichardIndividual | Operational / Managerial Control | n/a | 04/14/2023 |
Changes of ownership
No change of ownership for this facility appears in the CMS change-of-ownership file, which starts in January 2016.
HUD Section 232 loans
HUD's Office of Healthcare Programs lists these FHA-insured loans for a project we matched to this facility by name, city and bed count. Status, rate and balance come from HUD's insured-mortgage files as of September 30, 2026. Check the FHA number against the loan documents before relying on the match.
| Endorsed | Program | Original amount | Status | FHA number |
|---|---|---|---|---|
| Jun 25, 2026 | 223(f) refinance or purchaseHUD project name: Webster Healthcare Center, 60 beds. Lender at endorsement: Capital Funding LLC | $18,240,000 | Active: 6.28%, $18,215,940 balanceMatures Jul 1, 2061. Servicer: Capital Funding LLC | 04522124 |
| Nov 29, 2021 | 223(a)(7) refinance of a 223(f) loanHUD project name: Webster Nursing and Rehabilitation Center, 60 beds. Lender at endorsement: Capital Funding LLC | $10,331,000 | Ended Jun 26, 2026Prepayment | 04522073 |
| Sep 24, 2018 | 223(f) refinance or purchaseHUD project name: Webster Nursing & Rehabilitation Center, 60 beds. Lender at endorsement: Capital Funding LLC | $10,331,000 | Ended Nov 30, 2021Prepayment | 04522056 |
| Jun 9, 2009 | 223(f) refinance or purchaseHUD project name: Webster Nursing and Rehabilitation Center, 60 beds. Lender at endorsement: Capital Funding Group | $5,296,300 | Ended Apr 29, 2013Prepayment | 04522009 |
Sources and dates
Facility, rating, staffing and ownership data: CMS Provider Information and CMS Ownership, processing date September 2026. Private equity, REIT and mortgage-interest flags and changes of ownership: CMS Skilled Nursing Facility All Owners and Change of Ownership files (2026-10-01). FHA-insured loans: HUD Office of Healthcare Programs endorsement database, data run July 8, 2026. How we join them, and what the join can get wrong: methodology.
SNF Register is independent. It is not affiliated with or endorsed by CMS, HUD or FHA. Spotted an error? Write to hello@hudskillednursing.loan.